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About Us

Fairwinds International Bank is an independent, manager-owned firm located in the historic Old San Juan neighborhood in United States Commonwealth of Puerto Rico. With a European background and multicultural team, we offer our clients boutique financial services, tailored to their unique needs. Our strategic network of partnerships with well-respected firms and financial institutions around the globe enables us to provide exceptional service in the increasingly complex landscape of cross-border financial services.

We provide a comprehensive suite of services, such as multicurrency custody accounts, international payments, global custody of investment portfolios and prepaid cards to both private and corporate clients. These services are provided in conjunction with our longstanding relationships with some of the industry’s most renowned financial institutions.

Our dedicated multilingual team possesses a diverse set of experience and expertise to assist our clients with their financial needs. Fairwinds International Bank positions itself as a financial institution with an international focus under the flag of the United States.

  • At Fairwinds International Bank, our mission is to provide exceptional financial services tailored to the unique needs of our clients, fostering lasting relationships built on trust, integrity, and expertise. We are dedicated to delivering innovative and customized solutions that empower our clients to navigate the complex world of international financial services with confidence and security.

  • Our vision is to become a leading global financial institution, recognized for our unparalleled commitment to client service, conversative values and innovation. Through our longstanding relationships with some of the industry’s most renowned financial institutions we strive to create a secure and stable environment that empowers our clients to achieve their financial goals, while continually adapting to the ever-evolving global financial landscape.

What We Offer

  • Multicurrency Custody Accounts:
    Our longstanding relationships with some of the industry’s most renowned financial institutions mean we can offer one simple account to clients that allows them to hold, exchange, receive, and remit funds in all major and several minor currencies. Our online access option gives clients the ability to view their account in the reference currency of their choice, analyze any currency exposure, and view their portfolio performance.
  • Global Custody:
    A truly international approach to investing that allows clients to hold and trade financial products in currencies and markets around the world. Our longstanding relationships with some of the industry’s most renowned financial institutions mean we can offer custody for a wide range of financial instruments based on the client’s needs.
  • Dedicated Team of Experienced Professionals:
    Our multilingual team is dedicated to providing unparalleled service for our clients. The team is comprised of financial service professionals with decades of experience. Our commitment is to serve our clients quickly and efficiently through clear communication.

Client & Services

Fairwinds International Bank is dedicated to providing our clients with exceptional financial services tailored to their unique needs. Our diverse range of clients and comprehensive offerings ensure that we can deliver customized solutions for each individual or organization.

Who we serve:

  • High net worth individuals
  • External asset managers
  • Investment funds
  • Family offices
  • Trust companies
  • Corporate clients
  • Foundations and endowments

What we offer:

In Partnership with Leading Financial Service Providers

  • Multicurrency custody accounts
  • International prepaid cards
  • Foreign exchange
  • International wire transfers
  • Global custody

Puerto Rico

The Commonwealth of Puerto Rico is a territory of the United States, granting it some unique advantages, especially as an international financial center. Its status means the island benefits from local autonomy while sharing the same defense, market, currency and rule of law of the United States. Its relationship guarantees the same regulatory framework and legal stability as the mainland, while providing unique benefits to international clientele.

Puerto Rico’s economy counts among the most dynamic in the Caribbean, with the largest Airport and harbor of the region.

The Puerto Rico government has been very active in establishing a legal framework of incentives designed to stimulate the establishment and development of a wide array of ventures, among them financial services; manufacturing; IoT and other internet-based operations; commercial businesses; telemedicine; and the export of services.

In 2019, the Island consolidated a number of incentive codes from the past decade into one law, Act 60 or the Puerto Rico Incentives Code. The law is divided into chapters of incentives for individual investors and business across a various industries to move to Puerto Rico. Under the former tax incentive laws (notably Act 20 & 22), thousands of investors and businesses have relocated Puerto Rico resulting in millions of dollars in additional tax revenue for the government, strong job creation and the promotion of the export of services from Puerto Rico.


  • Fairwinds International Bank is licensed by the Commissioner of Financial Institutions (OCIF for its acronym in Spanish) as an International Financial Entity (IFE) under the license IFE 35. 

    As a Commonwealth of the United States, Puerto Rico is subject to the federal laws and regulations of the United States, including but not limited to, Anti-Money Laundering (AML), Customer Identification Program (CIP), the Bank Secrecy Act (BSA) and the USA Patriot Act.

    Fairwinds International Bank is independent and owner-managed.


    Section 326 of the USA Patriot Act requires that financial institutions obtain, verify, and register the identifying information of individuals who open accounts.  The United States government created this law as a measure to prevent terrorism and money laundering.

    When you request account opening:

    • We will require your name, physical or mailing address, date of birth, social security number, and any other information that allows us to identify you with certainty.
    • We will also require that you show your driver’s license or any other photo identification valid and issued by the government.

    When you request an account, you provide your consent to Fairwinds International Bank to obtain credit information, verify references with other financial institutions, and to utilize any commercial database to validate your identity.

    This information could also be requested when Fairwinds International Bank is unable to form a reasonable belief that it knows the true identity of the existing customer or when conducting certain transactions.

    In all cases, protection of our customer’s identity and confidentiality is our pledge to you.